What happens if the home is a total loss? In major claims, tree removal is often paid from the same dwelling coverage that rebuilds the house. And while many policies allow an additional percentage for debris removal in catastrophic losses, that doesn’t mean there’s unlimited money available. That extra percentage is typically specific to debris — not a boost to the rebuild budget. Understanding how Coverage A, debris removal allowances, and policy limits interact can make a massive difference i
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Storm damage claims can hinge on small details. One situation that comes up often is when a tree hits a house, but doesn’t end up staying on it. That can change how the removal is paid under the policy. In this video I give examples of when this can happen and when debris removal limits may apply instead of full removal coverage. This is part of the coverage series where I break down how insurance actually looks at tree work. Follow me of you want to learn to bill insurance companies directly! �
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