Retirement planning is a big deal, and choosing the right savings account makes a huge difference in how much you’ll get to ...

Learn how a 401(k) match works, including common match formulas, contribution examples and how to maximize your employer retirement benefits. Here's more: ...

If you’re looking to grow your retirement savings, a 401(k) can be a game-changer—but what if your employer doesn’t offer one or what if you don’t have an employer at all? Let’s break it down and ...

The average 401(k) balance for someone in their 60s was $577,454 as of November 2025. The median, though, was far less: $186,902. Learn how to catch up in this decade if your savings aren’t where you ...

Saving for retirement is critical to having financial security as a senior. While you should set your own personal retirement savings goals, it can be helpful to see where you stand relative to your ...

The funds you stash in your 401(k) plan are intended for your future retirement. But sometimes life throws you a curveball, and you need money fast. In those cases, you may be able to tap into your ...

Cashing out your 401(k) is easy, but it may result in tax penalties this year. With a direct 401(k) rollover, the funds never pass through your hands, and there's no risk of triggering immediate taxes ...

Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

Learn how a Roth 401(k) works in 2026, including contribution limits, withdrawal rules, tax benefits and how it compares with ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...